Prices are each provider’s published price for Australia, or US-dollar and euro prices converted at Reserve Bank of Australia rates, as checked in FNG’s guides (dates in the list below the calculator). “GST?” shows whether the price you see includes GST. Bank fees are only added to services billed from overseas. Check the total at checkout before you pay.
How the calculator works
- Prices come from each provider’s own pricing page, as checked in FNG’s guides. Where a provider shows Australian dollars, that’s the price used. US-dollar and euro prices are converted at the Reserve Bank of Australia rate used in the matching guide.
- GST: “Included” means the provider says its price includes GST. “+10% GST” means GST is added on top, and the calculator adds it. “Not stated” means the provider’s page doesn’t say, so the price is shown as listed.
- Bank fees are only added to services billed from overseas. Many Australian cards charge 3% to 3.5% on these, even when you pay in Australian dollars. Google and Microsoft aren’t included in the fee because how they bill Australians can vary.
- “Pay yearly” uses the yearly price, shown per month, for every service that offers one.
Where the prices come from
- ChatGPT Go, Plus and Pro, and Google AI plans: Claude vs ChatGPT vs Gemini in AUD (ChatGPT checked from Australia 31 October 2026; Google 10 November 2026)
- Claude Pro, Max and Ultra: Claude Price in Australia (checked from Australia 9 November 2026)
- GitHub Copilot: The Real Cost of AI in Australia (US$ at RBA 9 October 2026, re-checked 9 November 2026)
- Microsoft 365 Business Standard with Copilot: ChatGPT Business Price in Australia (A$35.20 ex GST, checked 9 November 2026)
- Make, Zapier and n8n Cloud: Make vs n8n vs Zapier (Make and Zapier checked from Australia 11 November 2026; n8n 9 November 2026)
- BinaryLane, Vultr and RackNerd: Cheapest VPS in Australia (RackNerd re-checked 11 November 2026)
- Bank fees: How to pay without bank fees (checked 9 November 2026)